COMPLETE AUTO FINANCING, SPECIALIZING IN BAD CREDIT SCENARIOS.

We offer comprehensive, no pressure consultations for people in all types of credit situations. Whether you have good credit, bad credit or somewhere in between - we have a car finance plan for you. We've seen all credit scores - 350 beacon score, 375 beacon score, 380 beacon score, 400 beacon score, 500 beacon score etc. Get your next car loan or financing program from us! Competitive interest rates with banks, credit unions and specialty lenders. 

©2019 by financedocs.ca - Subsidiary of Parkers Chrysler Dodge Jeep RAM Fiat.

1765 Main Street, Penticton British Columbia

V2A 5H1 Canada

Frequently asked questions

HOW DO I APPLY FOR A CAR LOAN?

That's always a great question. You have to start somewhere! Click HERE to being the process.

HOW IS THE DOCTOR DIFFERENT?

We offer an honest, transparent and a high quality environment. There isn't anything that we are not going will try (within the law of course). We'll do our very best to get you driving away in something you love. 

THIS COULD TAKE SOME TIME - HOW MUCH TIME?

After your submit your application, someone will be in touch with you right away. Depending on lender requirements, financing approval, vehicle purchasing and insurance can be done within the same day of application. 

WHAT INFORMATION DO YOU NEED FROM ME?

To start, we need all information asked on our online application - HERE. Once we start to communicate with the lenders, we will require the following;

Driver's Licence

Proof of Income

Your Current Address

 

The lender may require more documentation throughout the approval process.

I MIGHT HAVE BAD CREDIT.

We specialize in dealing with struggling credit approvals. Rest assured, you will be treated with respect and your information will be kept secure and confidential.

WHAT INTEREST RATES DO YOU OFFER?

Technically, the lenders supply the rates. Interest rates are mainly decided upon the borrowers credit score. It can also be effected by type of vehicle, final price and things like that. Generally speaking, we've seen interest rates as low as 0% to 29.99% - as you can see, rates can really swing on a number of factors. That's why it is important to get someone that will fight to get you the best rate possible. That's what the Doctors do.